Tuesday, January 14, 2014

Car Ride Games - Part 2

            While summer time is the season of family vacation and long rides, the winter holidays are another popular travel time. Provided below are a list of some popular road trip games to help pass the time.

1.)  Going on a Picnic – The first player begins by saying “I'm going on a picnic and I am bringing (anything that begins with the letter A. Apples for example)” Players then take turns repeating what the previous player is bringing to the picnic but then adding an item to the list beginning with the next letter of the alphabet. For example the 4th player of the game might say “I am going on a picnic and I am bringing (A)pples, (B)ananas, (C)ats, and (D)odgeballs.”
ALTERNATIVE RULE: Instead of going on a picnic players can choose to describe an object. This game varies in that players can use adjectives instead of nouns. For a further challenge rather than repeating the list from A-Z, begin your turn on the next letter, (F for example) and repeat the list backwards,. For example if you were describing your dog the game might sound like this, “My dog is a (F)rosty, (E)normous, (D)eath-Defying.......(A)dorable person” 

2.)   Speak In Song – Carry on a conversation using only the titles or lyrics from songs.

3.)  50 States – A game for those geographical enthusiasts. List the numbers 1-50  on a piece of paper.  Then try to name all 50 states. To make things more interesting try to compete in groups of teams.
ALTERNATIVE RULE:If this is not enough of a challenge try another round of naming all 50 state capitols.

4.)  Listen and Draw – Supply each passenger with a piece of paper and writing utensil. Choose one person to be the “judge” for the round. The round beings by the judge drawing a quick picture on their own piece of paper, without showing anyone. Once the judge is finished they then proceed to describe their image to the other players. Once this is done, the player who's image most closely resembles the image of the judge wins and becomes the judge of the next round.  

Thursday, January 9, 2014

Buying Certified Pre-Owned Cars

A certified pre-owned car (CPO) is a car that has either been traded in or bought for resale. Automakers have dealers inspect and repair trade-ins prior to resale out of their own pocket, and then offer a warranty on the certified pre-owned cars. 

  • Avoids high depreciation costs
  • Car has already been inspected/fixed and comes with a warranty, giving you peace of mind
  • CPO programs create vehicles with higher resale values, providing increased bargaining power when it's time to trade the car in. 
  • Reduced-rate financing options are often available for CPO purchasers
  • Just because the car is certified does not mean that it comes trouble-free. You should still have a mechanic inspect the car and take it back to the dealer for repair if any problems are found.
  • Though you avoid new-car depreciation, you still have the traditional higher mileage and used-car damage that new-car buyers don't need to worry about.
Factory-backed programs
  • Vehicle has been inspected, repaired, and backed by a factory warranty at no cost to you
  • Sends representatives periodically to ensure inspection and repairs have been made.
  • Auto manufacturers tack on anywhere from 2-8% of the original used-car price for the certification sticker. Typically, the higher-end the model or brand, the higher the percentage.
Dealer-certified programs
  • Offer extended warranties at a cost; often require deductible payments and exclusions for any "normal wear and tear" repairs and owner abuse.
  • Warranty may require you to to always return to the same dealer for service or repairs
General tips

  • Whether you decide to go with a factory- or dealer-backed program, always be sure to thoroughly read the warranty agreement, including the fine print and age/mileage limits.
  • Know the details of the return policy, from time frame to what refunds are covered.
  • Ask to see the certification checklist to make sure all major components have been inspected. Be sure to look at the vehicle repair/maintenance history as well.
  • Take the CPO for a thorough test drive.
  • Always negotiate - you can still haggle the price down for any CPO.

Picture courtesy: http://blogs.cars.com/.a/6a00d83451b3c669e2017616815460970c-800wi